First and foremost, do not ignore the lawsuit. If you ignore the lawsuit, the creditor will eventually get a judgment against you regardless of the validity of the claim. Courts may also award interest, attorney’s fees, costs, and costs for your failure to respond. Once a creditor has a judgment against you, they can garnish your wages, levy bank accounts, seize assets, and potentially garnish your tax return. Also, once the judgment is entered, it can be very difficult to undo the judgment. Your opportunity to fight a creditor’s claim is in the court at the time of the filing of the lawsuit. In Utah just because you refuse to sign a letter or summons does not stop the lawsuit. I have seen a creditor serve a client through social media.
Upon receipt of a lawsuit you should work to resolve the claim. If you dispute the debt, then you should immediately send a letter requesting verification of the debt. If you are unsure what to do, you should immediately contact an attorney to discuss your options. While my work as an attorney consists primarily of filing bankruptcy for my clients, I ask all my clients the same question, do they need to file bankruptcy? Some of the factors to consider when deciding to file a Utah Bankruptcy are:
- Are you being garnished?
- Are you facing foreclosure?
- Can you afford to pay back the debt?
- Do you have any disposable income to settle the debt?
- If you followed a strict budget, could you resolve your debts?
- Are you living paycheck to paycheck?
- Would filing for a Utah Bankruptcy solve your financial problems?
Depending on your answer to the above questions, a Utah Chapter 7 Bankruptcy may be the right options for you.
Please call me today at (801) 432-8682 to discuss your specific situation and how Bankruptcy may be right for you.
8833 S. Redwood Road, Suite C
West Jordan, Utah 84088
Telephone: (801) 432-8682
About Salt Lake City, Utah
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Poplar Grove, The Avenues, Ballpark, Lower Avenues, Downtown, Woodbury, Central City, Neighborhood House, Salt Lake City Community Development, Rio Grande, The Neighborhood Hive, Neighborhood Services, University Neighborhood Partners, Salt Lake City, Neighborhood Auto Service, Sunnyside Park, Building at Rear, 537 West 200 South, Washington Square Park, Area 51, Brigham Young Historic Park
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Reviews for Ascent Law LLC Salt Lake City, Utah
We've gotten divorce and child custody work from Ascent Law since the beginning because of my ex. We love this divorce firm! Staff is gentle, friendly and skilled. Tanya knows her stuff. Nicole is good and Ryan is fun. Really, all the staff here are careful, kind and flexible. They always answer all my questions, explain what they're doing and provide great legal services. I personally think they are the best for divorce in Utah.
I have had an excellent experience with Ascent Law, Michael Reed is an absolutely incredible attorney. He is 100% honest and straight forward through the entire legal process of things, he also has a wonderful approach to helping better understand certain agreements, rights, and legal standing of matters, to where it was easy to know whats going on the entire process. I appreciate the competency, genuine effort put forth, and assistance I received from Ascent and attorney Michael Reed, and I will be calling these guys if ever I have the need again for their legal assistance! 5star review Wonderful attorneys!
This review is well deserved for Ryan and Josh. New clients should know they are worth the 5 star rating we give them. We needed 2 sessions from them because of the complexity of the matter, but they are both very passionate about his helping others in need. My sister needed bankruptcy and I needed divorce. Sometimes they go hand in hand but a large shout out to this team - also Nicole is one of the sweetest people you ever did meet - she offered me warm cookies!
Mike Anderson and his colleagues & staff are knowledgeable, attentive and caring. In a difficult and complex case that eventually went to trial, Mike was the voice of reason and the confidence I needed. His courtroom abilities are amazing and I felt his defense of me was incredible. His quick thinking and expertise allowed for a positive result when I felt the World was crumbling. His compassion, after the case, has helped me return to a good life. I trust Mike and his staff. They are friendly and very good at what they do.
I worked with Attorney Alex and Paralegal Ami in my divorce case. I got to know the team very well over the course of two years. I cannot think of a better team to have worked with. Ami and Alex are not only exceptional law professions who are very knowledgeable and thorough, they are also the best human beings who empathize with the emotions I was experiencing. Alex was conscious of my budget and worked efficiently to try to reduce unnecessary legal expenses. My case also involved some dealings with a foreign country that Alex and his team had previously dealt with. They did an amazing job addressing cultural barriers in a very respectful manner and did not fall short in quality of work or in standards when dealing with some of these new challenges. Ami deserves a medal for being extremely professional, calming, and compassionate when it is needed most. When you need family law attorneys, call this firm. I now feel I can move forward with grace and dignity.