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How to Stop Creditors From Garnishing

 

Wage garnishments can be devastating to many people struggling to keep up with their debts. When someone stops making a payment obligation, it’s usually because they can’t afford to make the payment in the first place. Deductions of up to 25% of a person’s paycheck for one particular debt can cause most people unrecoverable debt problems.

In most circumstances, a creditor will need to seek a court judgment to deduct your wages. With some types debt obligations though, creditors only need to provide a written 30 day notice to the borrower of their intent to garnish. Some of these types of obligations include federally guaranteed student loans and child support payments.

Bankruptcy Immediately Stops Garnishments

Once a bankruptcy case is filed, the automatic stay immediately terminates most collection actions, including wage garnishments.
We can file your case and stop your garnishment for only $200.
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Bankruptcy Benefits

Bankruptcy is the legal and ethical way to deal with debts that you cannot afford. There are different chapters, which may impact you differently.  Some of the benefits of bankruptcy include:

Protect Your Assets

Let us help you protect your home, car and other assets.

Stop Harassing Calls

Immediately stop unwanted collection calls & harassment with your case filing.

Get Out of Debt

Resolve your debt and get a financial fresh start ethically and legally with bankruptcy.

 

The Bad News About Educational Garnishments

Many Americans are struggling today to pay their student loans. If fact, according to the Federal Reserve Bank of St. Louis, 31.5% of American student loans borrowers are at least a month behind in their payments. This number is even greater when you deduct students who are currently attending school with a student loan. With this particular demographics, the total number of borrowers who are late on a least one payment is closer to 45%.

Unfortunately, student loans guaranteed by the federal government do not need a court’s intervention to garnish an individual’s wages. Additionally, these types of loans are no longer eligible for debt elimination in a Chapter 7 Bankruptcy. You may be eligible though to have more manageable debt payments in a Chapter 13 filing.

 

What Our Clients Say about the
Ascent Law Advantage
…find out from our other clients what it’s like working with our dedicated attorneys.
Andy Platt
Client

Ryan was accessible and willing to provide me options as well as advice that proved substantially valuable. A+ experience. You won’t be disappointed by hiring Ryan and his amazing staff.

Connie Goss
Client

[Ascent Law] has changed my life. They did such a wonderful job with my case. They have always been so wonderful to keep in contact with us about everything. If I have any questions I know that I can call and get answers. The whole team is just wonderful!

Jeff Karr
Client

Ryan and [Ascent Law]’s. Staff have helped my wife and I Greatly! My case was very complicated.  I felt hopeless !   They’ve worked hard to save our financial future and to help set us on the right path.

Tre G.
Bankruptcy Client

I want to thank you for assisting me through this difficult times of going through bankruptcy. I was at the hearing today. Mr. Weekes was there for me. I was scared, but he re-assured me. It went on smoothly. There was a time I became emotional, and started to sob quietly, and looked sad. I want to thank you again kindly.

Adam J.
Bankruptcy Client

[Ascent] Law was professional, helpful, and easy to work with. They kept us informed on what was going on and helped us to make sure we understood what was being done and what was expected of us. We were glad we chose them!

Stephanie M.
Bankruptcy Client

[Russell Weekes] helped me through my bankruptcy I was so nervous about my situation they were so great in answering all my questions. I recommend them to anyone they are fast and a professional team who care about there clients and what they are going through.

J.C.
Bankruptcy Client

Russell and his team made my situation nothing short of amazing for the situation I was in.  All of my questions were always answered and I never was made to feel as if I was dumb to have gotten in the financial situation that I did. I have already referred a friend and would refer any family and friends to him and his team.

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Dan D.
Client

I had a great experience. The people were friendly and helpful. They went above and beyond to help me.

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Client

Great service. I appreciate their kindness and making me feel at ease.

R J
Client

I highly recommend [Russell Weekes]. Filing Bankruptcy isn’t fun for anyone, and these guys were there for me every step of the way. I always got quick responses, they answered every question and put me at ease. I am extremely happy I chose them!

Tim F.
Bankruptcy Client

Everybody should go to [Ascent} should they have any bankruptcy matters at hand. They’re 100% legit, intelligent and friendly. They will do whatever it takes to see that your case is successfully discharged! They stay on top of it 100% of the way even if you get too caught up with lifes hurdles, they’re behind the scenes still steady at work for YOU!! (Their 1st priority). I fully recommend and support {Ascent] Law!!!

Aaron F.
Bankruptcy Client

I’m filing for bankruptcy right now and they have been great so far answering my questions and everything.

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Client

[Ascent] Law helped me out during a tough time. They took care of everything and were super friendly.

Aaron M.
Bankruptcy Client

If you’ve gotta go through the mess of financial bankruptcy, these guys are the best. My attorney as well as all of the paralegals and staff made going through hell much easier than I could have ever asked. Any questions I had they responded to immediately. They were always timely and gave me great legal advise. They aren’t the cheapest option, but the payment plans provided were unbeatable.

Justin T.
Client

Great service. They answered all of my questions and made me free comfortable. The staff and attorneys are knowledgeable.

Annon Y.
Bankruptcy Client

I am extremely happy with [Ascent] Law. First, no one ever wants to be in a position to have to file for bankruptcy, but if you do, you need someone who knows what they are doing, and will keep you informed. I was very nervous that I wouldn’t pick the right lawyer, or we would end up with someone who just wanted to get paid, and left us hanging. Our lawyer at Weekes (Perry Bsharah) has been AMAZING. He is always fast to respond to any of my questions, and is very good at making sure you understand what is happening, and that you are comfortable with the process. He has been there every step of the way, and when we had our meeting of creditors, he made sure we knew exactly what to expect, and he was literally the ONLY lawyer there that had everything ready, and organized for their client. This process has gone smoothly, and I can’t recommend Perry enough. Thank you Perry for making this as easy and painless as possible. It has been worth every penny. Now I can focus on my health, and my family instead of hospital bills, and creditor calls.

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Our locations are conveniently located for easy access from the interstate.

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