Overwhelmed By Your Credit Card Debt

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Are you tired of juggling minimum balances between cards and skipping payments, only to get tagged with a high late fee or penalty? Are you struggling to pay the minimum monthly payments on your credit cards? The truth is, the deck is stacked against you ever fully repaying your debt. The fact is that the credit card companies do not want you to. They are looking forward to decades of interest payments, late fees and penalties.

We help you get out from under the heavy burden of credit card debt. We are ready to answer your questions about:

Bankruptcy myths
What will your life be like after bankruptcy
What happens during the bankruptcy process
Can you get rid of credit card debt and keep your house? (YES!)
What assets can you protect?
Types of Bankruptcy

Contact Us

Protect Your Assets

Let us help you protect your home, car and other assets.

Stop Harassing Calls

Immediately stop unwanted collection calls & harassment with your case filing.

Get Out of Debt

Resolve your debt and get a financial fresh start ethically and legally with bankruptcy.

Cheap Bankruptcy Utah

File Your case For Only $200

Our Affordable Bankruptcy program allows you to get a chapter 7 case filed for only $200. That’s right, only $200 gets your bankruptcy case relief. Find out how we can help you!

Bankruptcy Benefits

Bankruptcy is the legal and ethical way to deal with debts that you cannot afford. There are different chapters, which may impact you differently. Some of the benefits of bankruptcy include:

Relieve Stress
Eliminate credit cards, medical & payday debts
Eliminate eviction & repossession deficiencies
Stop Wage Garnishment
Stop Repossession
Stop Collection Calls
Stop Foreclosure
Repair Credit

Learn Which Chapter of Bankruptcy

Is Right for Me?

…get more information about working with Ascent Law to ensure you get the best representation possible

Utah Chapter 7 Bankruptcy

Utah Chapter 7 Bankruptcy is the most popular type of bankruptcy for people mired in heavy credit card debt and unsecured loans. In most circumstances, Chapter 7 Bankruptcy will allow you to completely eliminate your credit card debt. Some types of debt, such as student loans, cannot be discharged.

Utah Chapter 13 Bankruptcy

Utah Chapter 13 Bankruptcy is a debt restructuring plan supervised by the bankruptcy courts. All of your credit card debt, student loans, back-taxes and other debt can be lumped into a single, affordable repayment plan that can extend the period or repayment and save you thousands of dollars in interest payments and fees that would otherwise go to the credit card companies.

Learn about the...

Ascent Law Advantage

…get more information about working with Ascent Law to ensure you get the best representation possible

Experienced Bankruptcy Attorneys

Many bankruptcy attorneys in Utah may claim to know financial law well, but in fact their main focus is something entirely different. At Ascent Law, our team of Bankruptcy experts focus primarily on Bankruptcy law so that you receive the best advice and service available.

Payment Plans Available

Knowing that you are facing what can seem like insurmountable debt, it can seem impossible that hiring an attorney is within your means. We understand that fear, and regularly work with clients to arrange a payment plan that fits within their budget.

Chapters 7, 11, & 13

There are several types of bankruptcy allowed by the State of Utah and the Federal government, and sometimes it can be a challenge to determine which fits your specific circumstance. We will look at your records and decide which is best for you.

Free Initial Consultation

Having financial difficulties but unsure if there is a legal remedy? The bankruptcy experts at Ascent Law can take a look at your specific situation and help you look at any solutions that may be possible.

Negotiate IRS & State Tax Debt

We have vast experience with both local Utah tax authorities as well as the IRS. Our expert negotiators can get you the absolute lowest settlement amount so that you can pay off any government debt and move on with your life.

Rebuild Your Credit

Your credit and repairing your credit. As well as personal debt relief experts, we at Ascent Law of Utah have repeatedly worked with members of the local business community to eliminate debt.

Proudly Serving

Utah & Idaho

Our locations are conveniently located for easy access from the interstate.

504 W 800 N

Orem, UT 84057

707 24th St. Ste. 2-A

Ogden, UT 84401

8833 S Redwood Rd Ste C

West Jordan, UT 84088

1079 E Riverside Dr Ste 203

St George, UT 84790

6901 Emerald St Ste 203B

Boise, ID 83703