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Non-Dischargeable Debts

Not all debt is eligible to be discharged in a Utah Chapter 7 Bankruptcy or a Utah Chapter 13 Bankruptcy. Depending upon your particular situation, there are several non-dischargeable debts which must be understood and confronted if you are considering filing for bankruptcy:

Taxes (depending on type and if you filed timely)
Child Support
Alimony
Student Loans
Criminal Fines, Restitution, and Penalties

Whether it is specific taxes, child support, alimony or student loans, these most likely cannot be discharged by filing for bankruptcy. However, if you are facing overwhelming credit card debt, personal loans or are facing foreclosure, filing for bankruptcy may still be the right option for you. At the very least, it can relieve all of your other debt so you can actually afford to pay these other non-dischargeable debts.

To learn more about what debts are eligible to be discharged and which you may have to keep, contact a West Jordan bankruptcy attorney at Ascent Law to schedule a free consultation. We will discuss your particular debts and financial situation with you in order to help you fully understand your options and all the positive and negative consequences of filing for bankruptcy. We represent clients throughout all of Davis, Salt Lake, Utah, and Tooele County.

Cheap Bankruptcy Utah

File Your case For Only $200

Our Affordable Bankruptcy program allows you to get a chapter 7 case filed for only $200. That’s right, only $200 gets your bankruptcy case relief. Find out how we can help you!

Bankruptcy Benefits

Bankruptcy is the legal and ethical way to deal with debts that you cannot afford. There are different chapters, which may impact you differently. Some of the benefits of bankruptcy include:

Relieve Stress
Eliminate credit cards, medical & payday debts
Eliminate eviction & repossession deficiencies
Stop Wage Garnishment
Stop Repossession
Stop Collection Calls
Stop Foreclosure
Repair Credit

Protect Your Assets

Let us help you protect your home, car and other assets.

Stop Harassing Calls

Immediately stop unwanted collection calls & harassment with your case filing.

Get Out of Debt

Resolve your debt and get a financial fresh start ethically and legally with bankruptcy.

Learn about the...

Ascent Law Advantage

…get more information about working with Ascent Law to ensure you get the best representation possible

Experienced Bankruptcy Attorneys

Many bankruptcy attorneys in Utah may claim to know financial law well, but in fact their main focus is something entirely different. At Ascent Law, our team of Bankruptcy experts focus primarily on Bankruptcy law so that you receive the best advice and service available.

Payment Plans Available

Knowing that you are facing what can seem like insurmountable debt, it can seem impossible that hiring an attorney is within your means. We understand that fear, and regularly work with clients to arrange a payment plan that fits within their budget.

Chapters 7, 11, & 13

There are several types of bankruptcy allowed by the State of Utah and the Federal government, and sometimes it can be a challenge to determine which fits your specific circumstance. We will look at your records and decide which is best for you.

Free Initial Consultation

Having financial difficulties but unsure if there is a legal remedy? The bankruptcy experts at Ascent Law can take a look at your specific situation and help you look at any solutions that may be possible.

Negotiate IRS & State Tax Debt

We have vast experience with both local Utah tax authorities as well as the IRS. Our expert negotiators can get you the absolute lowest settlement amount so that you can pay off any government debt and move on with your life.

Rebuild Your Credit

Your credit and repairing your credit. As well as personal debt relief experts, we at Ascent Law of Utah have repeatedly worked with members of the local business community to eliminate debt.

Proudly Serving

Utah & Idaho

Our locations are conveniently located for easy access from the interstate.

504 W 800 N

Orem, UT 84057

707 24th St. Ste. 2-A

Ogden, UT 84401

8833 S Redwood Rd Ste C

West Jordan, UT 84088

1079 E Riverside Dr Ste 203

St George, UT 84790

6901 Emerald St Ste 203B

Boise, ID 83703