78% of U.S. workers live from paycheck to paycheck.
The variables affecting the foreclosure process vary from state to state. But in general, the process begins if you’re three to six months behind your mortgage payment. Other factors like failure to pay property tax or keep up with house maintenance can also trigger the foreclosure process.
IRS will sometimes work a deal with those that their inability to pay stems from their lack of money and not because they were negligent or trying to evade payment.
Should you file for Chapter 7 or Chapter 13 bankruptcy?
Although debt relief programs are there to help you get out of debt, you need to fully understand how each option will affect your credit rating in the long run.
Creating an effective estate plan requires an adept understanding of several factors but many people fail to pay close attention to them.
No one likes being in debt, yet 80% of Americans are entangled in its web.
Creating an effective estate plan requires an adept understanding of several factors but many people fail to pay close attention to them.
Are you heading toward a debt crisis? Do you want to get out of one?
A well-written estate plan ensures that your assets are seamlessly transferred to your heirs and that your health care wishes are followed. Is yours ready?
Depending on your perspective – as a buyer or seller – short sales can be a great opportunity if executed properly.
In 2019 alone, roughly 752,160 bankruptcy cases were filed by individuals compared to just 22,780 for businesses.
You find yourself caught in a vicious debt cycle and see no end in sight. Now what?
You are on the verge of a foreclosure when you begin hearing about short sales. Should you take this route or not?
There’s nothing more satisfying than buying the dream home you’ve always wanted. But what if that dream is suddenly taken away from you? What happens next? Are you prepared?
At Ascent Law Firm, we fully understand the nuances of debt and bankruptcy legalities.
Here’s a look at how personal bankruptcy affects your financial health and future.
Some Gen Y and Gen Z”ers might think estate planning is simply "not for them." However, this is not the right attitude — the unimaginable can and does happen.